Tag Archives for " savings "

cash is king

Cash is King: Understanding Liquidity and How to Create More

Over the years my financial focus has shifted as I have continued my money education.  I grab on to a phase and make that the “it” thing for the time.  Everything from real estate is king, to invest

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budgeting irregular expeses

The Secrets to Budgeting for Irregular Expenses Without Using Debt

Budgeting for irregular, unplanned and one-time expenses can be a challenge.   It requires an extra level of planning and a bit of discipline to make it happen.  Yet the extra planning is important

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save for retirement

Saving for Retirement in a Broken Retirement System

Our retirement system is broken. The concept of retirement is new.  Up until the industrial revolution you worked until you died.  Pensions did not exist.  You saved, families supported multiple generations

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What is an IRA

The term IRA gets tossed around when talking about investments, but have you every wondered what exactly an IRA is? The letters in IRA stand for Individual Retirement Account. An IRA is not actually an

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How to Replicate the Benefits of a 401K

We all need to save for retirement, what the government offers for social security just is not enough to cover all of our expenses and emergencies in retirement. Unfortunately those of us that own our

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