In a recent survey I asked why people were not saving for retirement. A whopping 51.6% said that it was because they did not have enough money. I compare this to the reason behind why many people do not
Continue readingOne of the most asked questions in personal finance is: how much should I be saving? Unfortunately, there is not a nice straight forward answer. You might be asking, “but everyone says to save 15% of
Continue readingBudgeting for irregular, unplanned and one-time expenses can be a challenge. It requires an extra level of planning and a bit of discipline to make it happen. Yet the extra planning is important
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