The hardest part of personal finance is that it is personal. A solution that is one size fits all does not exist; each and every single one of us is different. Add on top of that the possibility that
Continue readingMen and women are different. I don’t think anyone would argue this, in fact many books have been written about these differences. Since we are different should women invest differently for retirement
Continue readingYou have your financial goals set, you are ready to start building up your savings but you have one problem – you don’t know where to save your money. Not to worry here is a quick guide on where
Continue readingAs a whole American’s have been saving less and less. Back in the 1980’s our savings rate was in the double digits, but each passing year it went lower and lower. In October or 2001 it was a measly
Continue readingYou just got a raise at work and paid off all your debt. Now you can’t wait to start a new IRA in addition to maxing out your 401K. Sadly you quickly learn that you don’t meet the requirements
Continue readingAs you are setting up your retirement plan there are many decisions that need to be made that will end up impacting your net worth. Deciding if you should count your companies 401K match as part
Continue readingOur retirement system is broken. The concept of retirement is new. Up until the industrial revolution you worked until you died. Pensions did not exist. You saved, families supported multiple generations
Continue readingAs a business owner saving for retirement is even more confusing because you have more account options to choose from. Yet this should be looked at as an advantage in getting the exact right account
Continue readingA fund of funds is a type of mutual fund that is made up of other mutual funds (and occasionally ETF’s). Similar to a book that is a collection of poems. You get a bunch of different poems in one
Continue readingYou just started a new job and one of the perks of the job is a 401k. To make things even better your company also offers a match for your contributions. Who doesn’t like “free” money for investing? Before
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