Category Archives for Budgeting
What’s the Cost of Paying the Minimum Monthly Balance on Your Credit Card?
If you have a high balance on your credit card, it’s often tempting to ignore it and only pay the minimum payments. However, this could become really expensive in the long run, and you may end up
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Zero Sum Budgeting: Do I Really Have to get to Zero?
Today we are going to chat about exactly how close to zero you need to get when you are doing a zero sum budget! (Please don’t leave, I promise this is not too boring!) Text is below the video
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How Much to Budget: Do Household Budget Percentages Work
There are many times in life when we wish someone would just tell us what to do. It would be a lot easier to pick a career if you were just told what to do. It would be a lot easier to start and run
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The Secrets to Budgeting for Irregular Expenses Without Using Debt
Budgeting for irregular, unplanned and one-time expenses can be a challenge. It requires an extra level of planning and a bit of discipline to make it happen. Yet the extra planning is important
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Debt Pay off or Retirement Savings: Are You on the Right Track?
The hardest part of personal finance is that it is personal. A solution that is one size fits all does not exist; each and every single one of us is different. Add on top of that the possibility that
Continue readingTypes of Budgets: Ways to Create a Personal Budget
The key to financial success is spending less than you make. How do you accomplish this? The best way is to create and follow a budget, as this is the only way you know where you money is going. There
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3 Steps to Figuring Out What to Do With a Lump Sum of Money
Receiving a lump sum of money can be both exhilarating and scary all at the same time. You know you have a big opportunity to make the money matter. Yet you are fearful that you will make a mistake in
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Learn to Invest in 4 Easy Steps [First 2 May Surprise You]
When you are new to investing everything can seem overwhelming. There is an entire language dedicated to just investing. Just looking at stocks you immediately see terms like domestic stock, large cap
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Why a Budget is Critical to Building Wealth and How to Start
It seems like one of the most hated aspects of personal finance is doing a budget. Most people hear the word and cringe. they quickly begin to wonder what other wonderful things they could do besides
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