Budgeting Archives - Take A Smart Step

5 Money Mistakes You Should Avoid This Year

2020 was a year with many surprises and disappointments, especially in the financial portion of our lives. You may have been wondering how to avoid the money mistakes of last year, or even what those

What’s the Cost of Paying the Minimum Monthly Balance on Your Credit Card?

April 6, 2021
/ Banking Budgeting Debt Money Management
/ By Take a Smart Step

If you have a high balance on your credit card, it’s often tempting to ignore it and only pay the minimum payments. However, this could become really expensive in the long run, and you may end up

Zero Sum Budgeting: Do I Really Have to get to Zero?

February 25, 2014
/ Budgeting Money Management
/ By Take a Smart Step

Today we are going to chat about exactly how close to zero you need to get when you are doing a zero sum budget! (Please don’t leave, I promise this is not too boring!) Text is below the video

How Much to Budget: Do Household Budget Percentages Work

There are many times in life when we wish someone would just tell us what to do. It would be a lot easier to pick a career if you were just told what to do. It would be a lot easier to start and run

The Secrets to Budgeting for Irregular Expenses Without Using Debt

Budgeting for irregular, unplanned and one-time expenses can be a challenge. It requires an extra level of planning and a bit of discipline to make it happen. Yet the extra planning is important

Debt Pay off or Retirement Savings: Are You on the Right Track?

May 14, 2013
/ Budgeting Debt Investing Money Management Retirement
/ By Take a Smart Step
/ 2 COMMENTS

The hardest part of personal finance is that it is personal. A solution that is one size fits all does not exist; each and every single one of us is different. Add on top of that the possibility that

September 22, 2010
/ Budgeting Personal Finances
/ By Take a Smart Step

It seems like one of the most hated aspects of personal finance is doing a budget. Most people hear the word and cringe. they quickly begin to wonder what other wonderful things they could do besides

Category Archives for Budgeting

5 Money Mistakes You Should Avoid This Year

What’s the Cost of Paying the Minimum Monthly Balance on Your Credit Card?

Zero Sum Budgeting: Do I Really Have to get to Zero?

How Much to Budget: Do Household Budget Percentages Work

The Secrets to Budgeting for Irregular Expenses Without Using Debt

Debt Pay off or Retirement Savings: Are You on the Right Track?

Types of Budgets: Ways to Create a Personal Budget

3 Steps to Figuring Out What to Do With a Lump Sum of Money

Learn to Invest in 4 Easy Steps [First 2 May Surprise You]

Why a Budget is Critical to Building Wealth and How to Start