Category Archives for Banking

What’s the Cost of Paying the Minimum Monthly Balance on Your Credit Card?

April 6, 2021
/ Banking Budgeting Debt Money Management
/ By Take a Smart Step

If you have a high balance on your credit card, it’s often tempting to ignore it and only pay the minimum payments. However, this could become really expensive in the long run, and you may end up

How to Balance Your Checkbook

January 22, 2013
/ Banking Money Management
/ By Take a Smart Step Staff

Writing checks has gone out of style. Yet one thing you still need to do is balance your checkbook. Balancing your checkbook means that you have recorded all your transactions. Plus that what

Where to Safely Keep Your Emergency Fund [Includes Comparison Cheat Sheet]

November 16, 2010
/ Banking Money Management
/ By Take a Smart Step Staff

You know you need an emergency fund, and that it should be held someplace safe. But the options of where to hold those emergency funds can be a bit confusing. There are so many accounts that it is not