Comments for Smart Step, Inc http://www.takeasmartstep.com Untangling Your Money Mess and Creating Your Financial Freedom Fri, 11 May 2012 19:06:29 +0000 hourly 1 http://wordpress.org/?v=3.3.2 Comment on What is a Fund of Funds by Tom@easyfinance http://www.takeasmartstep.com/what-is-a-fund-of-funds/#comment-866 Tom@easyfinance Fri, 11 May 2012 19:06:29 +0000 http://www.takeasmartstep.com/?p=2364#comment-866 Brilliant post indeed. Fund of funds is basically an investment strategy of holding a valise of other varieties of investment funds rather than investing directly in shares, bonds etc.Its sort of a multi-manager investment. A fund of funds can be invested both in funds managed by the same investment company, or even it can invest in external funds as well. Now a days through websites we can have a vast expanse of idea to make a right choice.The article is definitely a major source of knowledge provider. Brilliant post indeed. Fund of funds is basically an investment strategy of holding a valise of other varieties of investment funds rather than investing directly in shares, bonds etc.Its sort of a multi-manager investment. A fund of funds can be invested both in funds managed by the same investment company, or even it can invest in external funds as well. Now a days through websites we can have a vast expanse of idea to make a right choice.The article is definitely a major source of knowledge provider.

]]> Comment on Term Life Insurance: What You Need to Know by Alexa http://www.takeasmartstep.com/term-life-insurance-what-you-need-to-know/#comment-864 Alexa Thu, 03 May 2012 17:42:56 +0000 http://www.takeasmartstep.com/?p=2353#comment-864 Awesome article! Many people shy away from life insurance because they think it's too complicated. You educate everyone in simple terms, making a morbid and mutual-layered process easy to digest. As an employee at AccuQuote Life Insurance, I know how important it is to have a life insurance policy. My best advice for everyone is to not buy the first price you see. Shop around and speak to licensed agents who can answer any questions and give you accurate quotes. Awesome article! Many people shy away from life insurance because they think it’s too complicated. You educate everyone in simple terms, making a morbid and mutual-layered process easy to digest. As an employee at AccuQuote Life Insurance, I know how important it is to have a life insurance policy. My best advice for everyone is to not buy the first price you see. Shop around and speak to licensed agents who can answer any questions and give you accurate quotes.

]]> Comment on How to Achieve Your Large Goals by Bryan http://www.takeasmartstep.com/how-to-achieve-your-large-goals/#comment-840 Bryan Mon, 02 Apr 2012 21:48:39 +0000 http://www.takeasmartstep.com/?p=2324#comment-840 I totally agree. Being able to break down your goals and focus on specific steps is a terrific way to achieve larger goals. As author Anne Lamott's father told her young brother the night before he had to turn in a report on birds, the key to most things in life is simply taking it bird by bird. I totally agree. Being able to break down your goals and focus on specific steps is a terrific way to achieve larger goals. As author Anne Lamott’s father told her young brother the night before he had to turn in a report on birds, the key to most things in life is simply taking it bird by bird.

]]> Comment on How to Achieve Your Large Goals by Matt http://www.takeasmartstep.com/how-to-achieve-your-large-goals/#comment-832 Matt Sat, 24 Mar 2012 14:34:42 +0000 http://www.takeasmartstep.com/?p=2324#comment-832 Big goals are overwhelming, and small goals are practical. Plus your able to achieves milestones along the way. Big goals are overwhelming, and small goals are practical. Plus your able to achieves milestones along the way.

]]> Comment on The Basics: What is Life Insurance by Joe Kindred@Free Insurance Quotes http://www.takeasmartstep.com/the-basics-what-is-life-insurance/#comment-827 Joe Kindred@Free Insurance Quotes Wed, 21 Mar 2012 19:53:07 +0000 http://www.takeasmartstep.com/?p=2296#comment-827 Everyone needs to get life insurance! It exists to provide for your loved ones in your absence. Everyone needs to get life insurance! It exists to provide for your loved ones in your absence.

]]> Comment on Money Lessons from Credit Cards by Modest Money http://www.takeasmartstep.com/money-lessons-from-credit-cards/#comment-821 Modest Money Fri, 09 Mar 2012 18:40:00 +0000 http://www.takeasmartstep.com/?p=2285#comment-821 There are definitely a lot of advantages to using credit cards....if you can use them responsibly. Some people have the tendency to think of them as a perpetual loan with little consequences. Instead it is better to only charge what you can afford to pay off each month. Then you get all the benefits of rewards, money management ease, extra insurance, extended warranties, etc. If you pay off the card in full each month, the credit card company essentially pays you to use their card. There are definitely a lot of advantages to using credit cards….if you can use them responsibly. Some people have the tendency to think of them as a perpetual loan with little consequences. Instead it is better to only charge what you can afford to pay off each month. Then you get all the benefits of rewards, money management ease, extra insurance, extended warranties, etc. If you pay off the card in full each month, the credit card company essentially pays you to use their card.

]]> Comment on What is 401K Vesting by Matt http://www.takeasmartstep.com/what-is-401k-vesting/#comment-810 Matt Tue, 21 Feb 2012 17:52:56 +0000 http://www.takeasmartstep.com/?p=2277#comment-810 My 403b is vested immediately. At least I think....haha...I'll double check this week. Thanks. My 403b is vested immediately. At least I think….haha…I’ll double check this week. Thanks.

]]> Comment on Target Date Funds and Your Retirement Money by Top Personal Finance Posts Of The Week – The Facebook IPO Edition - Personal Finance Whiz http://www.takeasmartstep.com/target-date-funds-and-your-retirement-money/#comment-793 Top Personal Finance Posts Of The Week – The Facebook IPO Edition - Personal Finance Whiz Mon, 30 Jan 2012 04:01:39 +0000 http://www.takeasmartstep.com/?p=2180#comment-793 [...] Top Personal Finance Post of The WeekAnd my pick of the week is……Smart Step Inc posted Target Date Funds and Your Retirement Money:Picking the right selection of mutual funds for your retirement plan can be an intimidating task. [...] [...] Top Personal Finance Post of The WeekAnd my pick of the week is……Smart Step Inc posted Target Date Funds and Your Retirement Money:Picking the right selection of mutual funds for your retirement plan can be an intimidating task. [...]

]]> Comment on Target Date Funds and Your Retirement Money by Jeremy @ Personal Finance Whiz http://www.takeasmartstep.com/target-date-funds-and-your-retirement-money/#comment-792 Jeremy @ Personal Finance Whiz Mon, 30 Jan 2012 03:47:52 +0000 http://www.takeasmartstep.com/?p=2180#comment-792 Hey Andrea - This is a great breakdown of target date funds. Part of my 401(k) is in a Fidelity target date fund. I originally got into it to put part of my portfolio in passive mode. But, I've been less than impressed with it's performance vs the S&P 500 over the last 2 years. I'm considering moving it to a different target date fund. This post will be a great resource for where to look when researching a new target date fund. Hey Andrea -

This is a great breakdown of target date funds. Part of my 401(k) is in a Fidelity target date fund. I originally got into it to put part of my portfolio in passive mode. But, I’ve been less than impressed with it’s performance vs the S&P 500 over the last 2 years. I’m considering moving it to a different target date fund. This post will be a great resource for where to look when researching a new target date fund.

]]> Comment on Smart Money Steps Contest 2012 by Wanda http://www.takeasmartstep.com/smart-money-steps-contest-2012/#comment-677 Wanda Wed, 04 Jan 2012 16:34:14 +0000 http://www.takeasmartstep.com/?p=2143#comment-677 My money goal is to increase savings and focus on decreasing debt. My money goal is to increase savings and focus on decreasing debt.

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