Comments for Smart Step, Inc

Comment on What is 401K Vesting by Matt

Matt — Tue, 21 Feb 2012 17:52:56 +0000

My 403b is vested immediately. At least I think….haha…I’ll double check this week. Thanks.

Comment on Target Date Funds and Your Retirement Money by Top Personal Finance Posts Of The Week – The Facebook IPO Edition - Personal Finance Whiz

Mon, 30 Jan 2012 04:01:39 +0000

[...] Top Personal Finance Post of The WeekAnd my pick of the week is……Smart Step Inc posted Target Date Funds and Your Retirement Money:Picking the right selection of mutual funds for your retirement plan can be an intimidating task. [...]

Comment on Target Date Funds and Your Retirement Money by Jeremy @ Personal Finance Whiz

Jeremy @ Personal Finance Whiz — Mon, 30 Jan 2012 03:47:52 +0000

Hey Andrea -

This is a great breakdown of target date funds. Part of my 401(k) is in a Fidelity target date fund. I originally got into it to put part of my portfolio in passive mode. But, I’ve been less than impressed with it’s performance vs the S&P 500 over the last 2 years. I’m considering moving it to a different target date fund. This post will be a great resource for where to look when researching a new target date fund.

Comment on Smart Money Steps Contest 2012 by Wanda

Wanda — Wed, 04 Jan 2012 16:34:14 +0000

My money goal is to increase savings and focus on decreasing debt.

Comment on Smart Money Steps Contest 2012 by Dequiana

Dequiana — Mon, 02 Jan 2012 18:11:33 +0000

My 2012 money goal is to increase my monthly cash flow by paying off two small credit card balances.

Comment on Smart Money Steps Contest 2012 by Tracey Makela

Tracey Makela — Mon, 02 Jan 2012 17:26:54 +0000

My money goal is to build up our savings and have money set aside for repairs and upkeep on the rental house so that we don’t use our savings when we don’t have renters.

Comment on Smart Money Steps Contest 2012 by Dorenda

Dorenda — Mon, 02 Jan 2012 16:44:08 +0000

My money goal for 2012 is to pay off at least 2 of my credit cards.

Comment on My Credit Card Experiment by Steve Bulmer

Steve Bulmer — Wed, 21 Dec 2011 16:55:44 +0000

I still have 3 credit cards that I use sparingly. I have negotiated that all are no fee credit cards. The one I do like to use regularly is my “Dividend” card. I get a percentage of all purchases back as a credit on this card once a year just before Christmas. I pay it to zero at least once if not twice per month. You got it…I pay no fees, no interest and I get money back every year for Christmas presents. It is all part of my personal financial management program based on using a budget, a balance sheet and a life plan. If you explore further you will see that I am no fan of credit card use as a positive tool for family finances .

Comment on What is Your Favorite Personal Finance Book by Wayne

Wayne — Sun, 18 Dec 2011 22:44:27 +0000

George Clason’s “The Richest Man in Babylon”
“The seventh and last remedy for a lean purse is to cultivate your own power, study and become wiser, to become more skillful, to do this is to respect yourself”.
When I read that it motivated me to go back and finish my degree, find a job in a different industry, continue going to school and get my masters and be a more productive person.

Comment on The Skinny on an IRA by Andrea

Andrea — Thu, 08 Dec 2011 22:39:45 +0000

I love that we get til tax due day to figure put contributions in, makes tax planning for that easier! Do you just put extra money into the ROTH or is it something you do actually want to get the money in for? If you do want to get it all in then I would recommend setting up an automatic withdrawal once a month. Takes the effort out. Otherwise what I do is make that contribution part of my tax process when I am working on them in February. My CPA usually reminds me as part of his process also!