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Category Archives for Retirement

how much to save for retirement

4 Easy Steps to Figure Out How Much to Save for Retirement Each Month

Figuring out how much to save each month for retirement can seem like an impossible task. With all the information that you need to know. Plus all the different calculators that are available it becomes

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how much to save for retirement

7 Easy Steps to Figure Out How Much To Save for Retirement

I think you will agree with me when I say: Figuring out exactly how much to save for retirement has too many moving parts to make it an easy thing to figure out. Well it does not have to be too hard. By

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why can't i save for retirement

The 3 Real Reasons You Are Not Saving for Retirement

In a recent survey I asked why people were not saving for retirement. A whopping 51.6% said that it was because they did not have enough money. I compare this to the reason behind why many people do not

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how much to save

How Much Should You be Saving to Get Everything You Want

One of the most asked questions in personal finance is: how much should I be saving? Unfortunately, there is not a nice straight forward answer. You might be asking, “but everyone says to save 15% of

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what is a 401k match

The Ultimate Guide to the 401K Employer Match [No More Confusion]

The 401K match can be a confusing benefit to understand. You know you are getting money added into your account yet you don’t quite understand all the rules. As a business owner you need to understand

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how to start investing

Four Easy Steps to Get You Started Investing Today

Do you think investing will take too much time? Do you think that you have to have someone else manage your investments for you? Are you too busy to even worry about saving for retirement? You know you

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what is a spousal ira

What is a Spousal IRA and How New Business Owners can use it to Save for Retirement

Want to save for retirement but you don’t have an earned income (or it is a small earned income)? Wish you had access to the benefits of an IRA, but that earned income thing is setting you back? Not

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4 percent rule

4 Percent Rule: How to Know if it is Right for You and Your Money?

When planning for retirement there are many generalized rules that you might stumble across. One of those rules is the 4% withdrawal rule. What this basically says is that in your first year of retirement

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saving for retirement

Why You Need to Save for Retirement Now: the Benefis of Investing Early

Your number one financial goal should be to get yourself into a position where you are saving for retirement as early as possible.  Why?  Because the benefits of investing for retirement early cannot

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pay off debt or save

Debt Pay off or Retirement Savings: Are You on the Right Track?

The hardest part of personal finance is that it is personal.  A solution that is one size fits all does not exist; each and every single one of us is different.  Add on top of that the possibility that

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