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Category Archives for Investing

Top 10 Things to Consider When Retirement Planning

Retirement is coming. Whether you are just starting your career, or rounding the corner toward the end of it, eventually retirement will be upon you. As you contemplate retirement, there are some things

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What is a Fund of Funds

A fund of funds is a type of mutual fund that is made up of other mutual funds (and occasionally ETF’s).  Similar to a book that is a collection of poems.  You get a bunch of different poems in one

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What is 401K Vesting

You just started a new job and one of the perks of the job is a 401k.  To make things even better your company also offers a match for your contributions.  Who doesn’t like “free” money for investing? Before

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Target Date Funds and Your Retirement Money

Picking the right selection of mutual funds for your retirement plan can be an intimidating task.  The options seem to be endless and in a foreign language.  Then you spot it: the Target Date Fund for

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What is a Roth IRA

So what exactly is a Roth IRA?  (Other than one more confusing term for investing). History (short and sweet): Back in 1997 congress put together a bill called the Taxpayer Relief Act of 197.  One of

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What is an IRA

The term IRA gets tossed around when talking about investments, but have you every wondered what exactly an IRA is? The letters in IRA stand for Individual Retirement Account. An IRA is not actually an

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How to Replicate the Benefits of a 401K

We all need to save for retirement, what the government offers for social security just is not enough to cover all of our expenses and emergencies in retirement. Unfortunately those of us that own our

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Trailing Return: What it is and How to Use it

One criterion that I look when investing is the trailing return.  Trailing return is the return that the mutual fund has achieved over the specified time period, including both capital gains and dividend

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fund manager tenure

How to Review Manager Tenure When Deciding on a Mutual Fund

  When picking out a mutual fund, one of the things I look at is fund manager tenure.    This is how long the current manager or co-managers have been running the mutual fund.   Mutual

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morningstar style box

What is a Style Box on Morningstar and How to Use It

Morningstar created the style box as a way to get a quick glance of where a portfolio is invested. This can be a mutual fund portfolio or even your own portfolio.There is a stock version and a bond version.What

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