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Category Archives for Investing

Retirement Planning: Should Your 401K Match be Part of Your Savings Goal

  As you are setting up your retirement plan there are many decisions that need to be made that will end up impacting your net worth.  Deciding if you should count your companies 401K match as part

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index fund basics

[Index Fund Basics] Are They a Mistake or the Way to Go

Anytime you are learning about investing you can’t avoid the words: indexes and index fund investing. It can be hard to tell if this is a trend, hype or really a great way to invest. Following I

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save for retirement

Saving for Retirement in a Broken Retirement System

Our retirement system is broken. The concept of retirement is new.  Up until the industrial revolution you worked until you died.  Pensions did not exist.  You saved, families supported multiple generations

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What are Mutual Funds and Mutual Fund Terms

Mutual funds are a big part of our investing landscape, and frequently it is forgotten that not everyone understands these basic investment tools.  Here we take a look at what a mutual fund is so that

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market capitalization

What is Market Cap and How to Use it in Investing

Market capitalization might seem like a scary complicated term, but it is actually rather simple. Not only is it simple, but it is a great tool to use when you are working on diversifying your investments. So

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Three Steps to the Right Financial Plan for You

Often times I am asked “what is the best financial plan?”  I always struggle with a basic answer because I firmly believe that every person’s ideal financial plan is different.  We all have different

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lump sum of money

3 Steps to Figuring Out What to Do With a Lump Sum of Money

Receiving a lump sum of money can be both exhilarating and scary all at the same time. You know you have a big opportunity to make the money matter.  Yet you are fearful that you will make a mistake in

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Everything You Ever Wanted to Know About Solo 401k

As a business owner saving for retirement is even more confusing because you have more account options to choose from.  Yet this should be looked at as an advantage in getting the exact right account

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Introduction to Retirement Options for Self Employed

Being self employed does not allow you to save for retirement as easily as if you worked for someone else.  When you work for someone else they take the responsibility of figuring out the best retirement

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What is Net Worth and How to Use It

Net worth is what money you have left after you subtract your liabilities from your assets.  Assets are any item that you could sell and get cash for.  This includes everything from stocks and bonds,

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