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Category Archives for Budgeting

zero sum budgeting

Zero Sum Budgeting: Do I Really Have to get to Zero?

Today we are going to chat about exactly how close to zero you need to get when you are doing a zero sum budget!  (Please don’t leave, I promise this is not too boring!)  Text is below the video

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household budget percentages

How Much to Budget: Do Household Budget Percentages Work

There are many times in life when we wish someone would just tell us what to do.  It would be a lot easier to pick a career if you were just told what to do.  It would be a lot easier to start and run

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budgeting irregular expeses

The Secrets to Budgeting for Irregular Expenses Without Using Debt

Budgeting for irregular, unplanned and one-time expenses can be a challenge.   It requires an extra level of planning and a bit of discipline to make it happen.  Yet the extra planning is important

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pay off debt or save

Debt Pay off or Retirement Savings: Are You on the Right Track?

The hardest part of personal finance is that it is personal.  A solution that is one size fits all does not exist; each and every single one of us is different.  Add on top of that the possibility that

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Types of Budgets: Ways to Create a Personal Budget

The key to financial success is spending less than you make. How do you accomplish this?  The best way is to create and follow a budget, as this is the only way you know where you money is going. There

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lump sum of money

3 Steps to Figuring Out What to Do With a Lump Sum of Money

Receiving a lump sum of money can be both exhilarating and scary all at the same time. You know you have a big opportunity to make the money matter.  Yet you are fearful that you will make a mistake in

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cutting expenses

Stop Reading [How to Cut Your Expenses Articles] It Won’t Work

The number of articles and blogs on cutting back on expenses is astounding; a recent search yielded 6,360,000 results. That is a lot of attempts to get this expense cutting thing down right. So why do

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how to start learning about investing

Learn to Invest in 4 Easy Steps [First 2 May Surprise You]

When you are new to investing everything can seem overwhelming.  There is an entire language dedicated to just investing. Just looking at stocks you immediately see terms like domestic stock, large cap

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do i need a budget

Why a Budget is Critical to Building Wealth and How to Start

It seems like one of the most hated aspects of personal finance is doing a budget. Most people hear the word and cringe. they quickly begin to wonder what other wonderful things they could do besides

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