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Category Archives for Personal Finances

Preparing for Student Financial Expenses

Many of us understand that unforeseen circumstances may require you to pay out money you hadn’t planned to spend and might not have. To help soften the blow when this happens, you can better prepare

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4 Big Debt Consolidation Myths to Stop Believing

If you’re looking to get out of debt, you’ve probably considered debt consolidation. If you’re like most people, though, you’ve got a few questions about this approach. Is it legitimate? Can you

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Money Saving Tips for Frugal Parents

Even though we truly love our kids, it can be quite expensive to raise children. From toys, clothes, books, medical care, technology, education and much more. As parents, we want to provide and do the

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How to Save Money on Auto Insurance

Just like most things in our life, it is easy to want to spend less money on car insurance. Insurance is one of those things that you hate spending your money on but you also know you have to have it.

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What’s the Nation’s Average Credit Score

The average credit score of a nation is an easier thing to compute than you might think. The following article will take you through the ins and outs attached to credit. Along with what factors contribute

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how to choose mutual funds

How to Invest in Mutual Funds for Beginners

Quick Navigation How This Guide is Set Up Research Tools Phase One: From 1,000's to 25 Phase Two: Detailed Research Phase Three: Minimums & Open to New Investment Phase Four: The

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how much to save for retirement

4 Easy Steps to Figure Out How Much to Save for Retirement Each Month

Figuring out how much to save each month for retirement can seem like an impossible task. With all the information that you need to know. Plus all the different calculators that are available

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how much to save for retirement

7 Easy Steps to Figure Out How Much To Save for Retirement

I think you will agree with me when I say: Figuring out exactly how much to save for retirement has too many moving parts to make it an easy thing to figure out. Well it does not have to be too hard. By

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why can't i save for retirement

The 3 Real Reasons You Are Not Saving for Retirement

In a recent survey I asked why people were not saving for retirement. A whopping 51.6% said that it was because they did not have enough money. I compare this to the reason behind why many people do not

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how much to save

How Much Should You be Saving to Get Everything You Want

One of the most asked questions in personal finance is: how much should I be saving? Unfortunately, there is not a nice straight forward answer. You might be asking, “but everyone says to save 15% of

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